“deductible”的概念、定义、习题解题方法及翻译-数学辞典

Insurance: the amount you have to pay before the insurance company pays.

In effect it is an amount subtracted from any payout.

Example: let's say your car is damaged and it costs $2,000 to repair. Your insurance policy has a $200 deductible, so they may only pay $1,800 (you have to pay the first $200).

Note: this is very similar to an Excess, but an Excess will not reduce the maximum payout.

Example: let's say the maximum payout is $5,000, and there is $2,000 damage, a deductible of $200 would only pay out $1,800, and an excess of $200 would ALSO pay out $1,800.

BUT if the car was only insured for $1,000, a deductible of $200 would only pay out $800, but an excess would pay the full $1,000.

单词	deductible
释义	Deductible Insurance: the amount you have to pay before the insurance company pays. In effect it is an amount subtracted from any payout. Example: let's say your car is damaged and it costs $2,000 to repair. Your insurance policy has a $200 deductible, so they may only pay $1,800 (you have to pay the first $200). Note: this is very similar to an Excess, but an Excess will not reduce the maximum payout. Example: let's say the maximum payout is $5,000, and there is $2,000 damage, a deductible of $200 would only pay out $1,800, and an excess of $200 would ALSO pay out $1,800. BUT if the car was only insured for $1,000, a deductible of $200 would only pay out $800, but an excess would pay the full $1,000.
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Deductible